Low Doc Car Loans

Need a new car for work but dont have your Tax Returns ready?

Get a new car today without the fuss.

Are you a business owner or self-employed? We understand that there are times when you need finance but you are unable to provide your current tax returns.


If you are looking for a car loan but have limited or no documentation to prove your income, we may be able to help you into the car you need.


Whether you have been in business for years or setting up a new company, we can offer you fuss-free finance with our low doc car loans or self employed car loan.


We don't get hung up on your past, we assess any kind of irregular income, along with your current financial circumstances to give you the best car loan possible.

How does Low Doc finance work?

Because you don't have regular payslips to prove your income, we use alternative methods to confirm your income such as using bank statements or other acceptable documents like BAS Statements.

The lender may also require additional information about your previous employment history or credit profile.


A broker can help

A good broker can help establish the type of loan that may work best for you, how much you can borrow and any extra features you want. They can then gather information from many different lenders and help assess the costs and benefits associated with each loan.


As well as doing the legwork for you, they can guide you through the financing process and apply their knowledge and understanding of car loans to help you achieve the best outcome if you decide to go ahead.


Car Insurance - Are you fully protected?

You must take out compulsory third party (CTP) insurance before you are allowed to take your car on the road. If you borrow money and a lender takes security over the loan they will usually require you to pay for comprehensive insurance. This insurance covers damage to your own car and other people's property if your car is in an accident (including fire), as well as covering you if the car is stolen.


Gap insurance (also called motor equity insurance or shortfall insurance) covers the lender for the difference between what you owe on the car loan, and what the car is insured for under comprehensive car insurance if you write your car off.



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© 2020 by Naked Loans

*Naked Loans will consider all applications from applicants. Once all personal and supporting information has been supplied Naked Loans will apply for finance on your behalf.

Napiers Financial Services Pty Ltd T/A Naked Loans ABN 90 121 844 899, Credit Representative (No. 486523) of

Napiers Mortgages Pty Ltd ABN 77 773 522 093 Australian Credit Licence 393399

Level 13, 144 Edward Street Brisbane QLD 4000