Buying a car? Get approved for a great loan in 2 days.

Get an awesome loan and get it fast, with Naked Loans. We do all the boring stuff so you can spend less time on paperwork and more time thinking about your fancy new car! (Please note: this is for car loans only, not personal loans).

You find the car, we’ll do the finance.

Naked Loans has access to the lowest rates and best deals available in the market today. Our team will compare options from 30+ lenders to get you the best loan possible, with repayments from as low as 3.7%. Applying is free and doesn’t affect your credit. There’s no pressure or obligation from a salesperson. Just apply and see if it’s a good fit for you!
Please note: we can only accept applications for car loans, not personal loans. The car loan will be secured against a vehicle, which is why we can get you the best rate.

You’re 5 Steps Away From Your New Car!


Apply online in 10 minutes.


Upload documents in 5 minutes.


Get approved in 1-2 business days.


Sign documents online in 5 minutes.


Settle in 1 hour. You just got a loan!

Frequently Asked Questions

  • We look after the finance while you find the right car.
  • Naked Loans has access to the lowest rates and best deals available in the market today.
  • We have over 30 lenders on panel to find the right loan for you.
  • We offer all types of car loans and insurance for both personal and business use:
  • We can even get you fleet discount on the purchase of new cars, so if you need help finding the right car ask us about our ‘Find + Finance’ Service.
  • The Naked Process – our guide from application to settlement
  • We have experience helping thousands of people buy or lease cars. If you do something enough, you get very good at it & we are no exception. We have helped thousands of Aussies get a car finance instant approval online.
  • We have a great track record of success in securing car finance for those with a bad credit rating. We don’t like to brag, but bad credit car finance is our specialty!
  • We compare low-interest car finance options from a great number of Australia’s best lenders, saving you the credit hits of applying to every single one yourself.
  • Our finance experts can save you a lot of time and hassle as the loan process can often be slow and complicated.
  • We have exclusive access to a huge range of finance companies – including some not available to the general public or through other brokers
  • We will tailor your loan arrangements to suit your needs. So if you want a loan that allows you to make additional payments, then that’s what we’ll find for you.
Our online application process takes only a few minutes to complete and we only ask for the information we need. Get Pre- Approved before you shop.
  • One application gives you access to over 100 products
  • Online Tracking
  • Dedicated Loan Specialist assigned to you (Application and after settlement)
  • Unique Lenders
  • Direct Application Portal (DAP) to our lenders – we get approvals faster
  • Fewer declines with our broad range of lenders

We have built a panel of Australia’s leading and reputable lenders and insurers to make sure you get the best deal possible.