Do you need a car loan but have bad credit? You’ve come to the right place!

At Naked Loans, we believe you deserve a second chance. Regardless of your circumstances or history, our team can get you a great car loan even if you have bad credit. We compare hundreds of loans from over 30 lenders to find you the best deal possible, and can drastically improve your chances of getting approved even if you have been rejected by another bank.

Loans Up To $100,000

Get a car loan up to $100,000 with a competitive interest rate, no deposit and flexible terms to suit your specific situation. Most of our bad credit car loans are for 2 to 7 years.

Fast & Free Approval

Get approved in 48 hours and pay nothing upfront for our service. That’s right! We’re paid by the lender once you get approved, meaning you don’t have to pay unless we can get you a loan.

All Vehicle Types

Naked Loans can help secure finance for all different types of vehicles. You can buy a new or used car from a dealership or a private seller. The choice is yours!

1. Application

Complete the online application form in just 10 minutes. Once complete, this gets assigned to one of our car loan brokers.

2. Assessment

We prepare your car loan and send it to the lender. Once approved you choose your vehicle, and we send the invoice to the lender.

3. Contracts

You sign the lender contract, we compile the docs and double check everything, then send it back to the lender for settlement.

4. Settlement

The lender settles the contract, we obtain the settlement advice, send it to you and the vendor, and then you celebrate your new car loan!

Bad Credit Car Loan Specialists

We specialise in bad credit car loans and have helped thousands of Aussies get approved for their dream car, so you’re in good hands.

Get The Lowest Rate

We have access to over 30+ lenders to get you the best rate, including a lot of options that aren’t available to the public or other brokers.

Award-Winning Service

We’ve won multiple awards for our customer service. Our team won’t just get you approved, we’re here to help you every step of the way.

Fast Approval & No Credit Harm

Online applications only take 10 minutes, and we can get you approved in as little as 48 hours. Not only is it fast, it doesn’t affect your credit score.

Protect Your Credit

By choosing Naked Loans not only will you have access to the best deals, you’ll also avoid damaging your credit rating with hard searches that show up on your file.

No Obligations

Just want to see your options? If you apply for a bad credit car loan with Naked Loans there’s no pressure or obligation, and it costs nothing to see where you stand.

No Deposit Required

When you work with our team you don’t have to put a deposit on your new car in order to get a bad credit car loan. You can if you like, but it’s not compulsory!

Skip The Guesswork

Our team knows what different lenders are looking for and how to increase your chances of getting approved. You can also track your progress online in real-time!